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Read and
maintain on file a copy of the
Fair Credit Reporting Act (FCRA) and
Chapter Nine of the Technical Assistance Manual (Title 1)
for the Americans with Disabilities Act (ADA).
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Accept
responsibility for using information provided by Backgrounds USA
(Consumer Reports) in accordance with the Fair Credit Reporting Act,
Public Law 91-508 and American with Disabilities Act of 1990.
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Be aware
that some states have stricter “Human Rights” and
ADA
based statutes in force for employers. Compliance with these laws is
the responsibility of the User.
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Obtain
proper release and authorization from each applicant.
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Recognize that information is obtained and managed by fallible sources,
and that for the fee charged, Backgrounds USA cannot guarantee or insure
the accuracy or depth of the information provided.
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Assume
responsibility for the final verification of the applicant’s identity.
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Accept
the fact that Backgrounds USA employees are not allowed to render any
opinions regarding information contained in a consumer report. Hiring
decisions or any actions must be based on User policies and procedures.
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Give the
applicant the Backgrounds USA 1-800- telephone number and address if
information provided in a consumer report is responsible for suspension
or termination of the application process.
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Use
Identity Verification and Credit Reports for employment, skip tracing or
tenant screening purposes only.
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Accept
and agree that the information provided to you by Backgrounds USA cannot
and will not be resold you.
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Request
a consumer report for employment purposes, only after providing written
documentation to applicant informing them that a consumer report may be
obtained for employment purposes and after applicant has authorized in
writing the procurement of such report.
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Only
take adverse action due to information obtained in the consumer report,
after providing to the consumer: a copy of the consumer report, a copy
of the Summary of Consumer Rights in the format approved by the FTC,
notification of adverse action in written, oral or electronic form
including Backgrounds USA’s name, address and phone number, a statement
indicating that Backgrounds USA’s did not make the decision to take
adverse action, and notification to the consumer of their right to
obtain a free copy of the report within 60 days of adverse action and to
dispute the accuracy or completeness of the report.
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Recognize the sensitive nature of information provided, hold such
information in strict confidence, and only use such information for
purposes outlined in the disclosure.
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Understand that any person who knowingly and willfully obtains a
consumer report under false pretenses may face criminal prosecution
(Section 619).
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Pay for
services based on a statement provided. Terms are NET 30 days.
Accounts in arrears will assume a finance charge of two percent (2%) per
month plus a $15.00 late charge fee per incident. If an account goes to
collection, User agrees to pay all expenses including legal fees.
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Be aware
that if an account remains inactive for twelve consecutive months, it
will be closed.
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Acknowledge that a facsimile of this agreement is as valid as an
original.
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Use our
information for their own uses only and will not resell this information
to any third parties.