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        STANDARD & POORS (S&P) 
        INFORMATION (p. 2) 
        
          
        
        
        
        The second page of the 
        Standard and Poor's (S&P) information gives an in-depth analysis of a 
        company's audited finances.  The critical data and ratios section shown 
        on the second page of the S&P information gives the description of 
        products and services offered (incl. SIC code), approximate annual 
        sales, years in business, name of the company's accounting firm and 
        bank, names and titles of the key officers. 
        
        
          
        
        
        
                     
        
        
        
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